Mega Risk Insurance

Mega Risk Insurance/Large Risk Insurance policies are issued to cover risks where the sum insured is more than Rs.2,500 crores at any one location (Property Damage and Business Interruption combined).

This is the widest form of cover available under Property Insurance. The insurers are free to change the terms and conditions suited for a particular corporate and provide a bundle of covers in a single policy.

The policy is taken to cover fixed assets like Building, Plant & Machineries, Furniture Fixtures, Electrical Equipment and Stocks of all kinds.

Unison’s team of experienced professionals has handled a variety of such projects with differing prominence over the last few years. We work with the client to understand their needs and requirements and design insurance solution that suits their business requirement.

Key Features:
  • The sum insured for a location should be more than INR 2500 Cr (Property Damage and Business Interruption combined).
  • Packaged Policy having cover on All Risk Basis
  • Coverage and wordings can be modified to suit the requirements
  • Generally, the terms and conditions are totally Reinsurance - Driven