Group Health Insurance

Group Health Plan is an Employee Benefit Plan offered by employer/s or by an employee organization (such as a union), or both, that provides medical care for participants or their dependents directly or through insurance, reimbursement, or otherwise.

The primary advantage of a group plan is that it spreads risk across a pool of insured individuals. This benefits the group members by keeping premiums low, and insurers can better manage risk when they have a clearer idea of who they are covering.

The vast majority of Group Health Insurance plans are employer-sponsored benefit plans. It is possible, however, to purchase group coverage through an association or other organizations. Examples of such plans include those offered by an employer to its employees.

UNISON has dedicated team members who not only have in depth subject knowledge & experience that enables you to choose among the best suited policies but we also help you tailor them as per your requirement and set up the right insurance program with industry benchmarking and your organizational requirements.

Key Coverages:
  • Coverage for hospitalization expenses & day care treatments
  • Cashless and reimbursement mode for claiming hospitalization expenses
  • Coverage for pre and post-hospitalisation expenses for a specific period
  • Maternity benefits
  • Coverage for pre-existing diseases
  • Waiver of all waiting periods
  • Hospitalization due to terrorism