How to choose the right professional indemnity insurance policy

17 July 2020

Professional indemnity insurance is vital for any organisation, but it is even more important that you choose the right professional indemnity cover. The market is populated with professional indemnity insurance providers offering different benefits, and it can be overwhelming to find the right one. To help you choose the right professional indemnity insurance that meets your needs, we’ve compiled a list of the most important factors that you must consider.


Experience of the provider is an important factor that you should look out for professional indemnity insurance. Choose a professional indemnity insurance provider with specific industry experience, who can swiftly handle claims.


Reviews can offer a great insight onto what a potential provider will offer. Ask colleagues or others in your line of business which companies they would recommend or search online forums to ensure that you choose the right provider for you.


Every organisation is unique, so are their risks. Hence, it is important that your professional indemnity insurance policy is tailored to meet your needs. Choose a policy, which takes into consideration your needs in regards to rates and the level of financial cover needed.


All insurance contracts are designed to prevent loopholes and hence, the legal language can be difficult to understand. Talk to your broker and understand exactly what the agreement does and does not covers as the lack of understanding of the professional indemnity insurance cover could lead to irreversible damage in the future.

These are some of the important factors to consider while choosing a professional indemnity insurance policy. At Unison, we provide you professional indemnity insurance which caters to all the factors mentioned above. Our team of experts will help you in creating a policy which is tailored to your needs, while guiding you in each step along the way.