Motor Insurance

Motor Insurance accounts for a lion’s share of the insurance market contributing to around 45- 50% in terms of premiums, which increase on a year to year basis. The motor or vehicle insurance policy tends to safeguard the owner of the vehicle against any financial loss arising out of Damage to or Theft of Vehicle. In addition motor vehicle coverage also includes damage caused to third party or property.

Types of Policies:

Liability Only Policy: This type of insurance policy is mandated by law for all vehicles plying on the roads. This insurance provides protection to third-party for damages to property or injuries to individual, where the policyholder is accountable for the accident.

Package Policy: This type of insurance policy covers third-party liability, and the expenses incurred by the policyholder in the event of damage or theft of the insured vehicle. The policyholder also benefits from a personal accident cover that offers compensation if he is injured or faces death in an accident. The comprehensive insurance policy can be enhanced through add-on covers that offer extended benefits.

We at UNISON have dedicated team members who have in depth subject knowledge & experience, through which we are able to suggest and provide you with conventional to tailored solutions, that enables you to secure your vehicle against any unforeseen risk.

Key Coverages:
  • Own Damage to vehicle due to accident
  • Vehicle Theft
  • Damage due to Fire and allied perils
  • Personal Accident
  • Third Party Losses