We all know the saying, health is the biggest wealth. Over the course of history, we have made major breakthroughs and advancements in healthcare and medicine. This was made possible through continuous research and experiments. Clinical trials are an important part of this process. Only through this experiment, a medicine can be considered safe and effective on humans. Although, clinical trials on humans are relatively safe, it still poses huge risks. That is why clinical trials insurance is really important.

Clinical trial insurance coverage is imperative for your medical research, protecting your participants and your business from any unforeseen incidents. Clinical trials insurance offers protection in two ways:

Group Health Insurance is a tailormade cover covering employee and his extended family. Organisations have the flexibility to choose a coverage that suits their requirements. Group Health Insurance is a win-win situation for both the employer and employees as it offers a host of benefits to both the parties.

One of the major advantages of Group Health Insurance is that apart from the standard coverage available, it can be tailored basis organisational requirements and the industry benchmarking.

This benefit can help increase attractiveness towards the talent.
Higher & better the benefits, longer the employee’s association with the organisation.

Unlike individual health insurance, a group health insurance covers everything from day one up-to the coverage decided.

Group Health Insurance policy also helps with cashless facility in vast network of hospitals empanelled.

With this facility, employees can opt cover over and above that is provided by the organisation by paying additional premium basis threshold decided by underwriting insurer.

Unlike retail policies, Group Mediclaim policies cover Maternity benefits. Expenses toward the hospitalization during the delivery period are been paid.

At Unison, we use an innovative approach to develop health insurance products that cut costs while maintaining superior coverage and offers a policy which is tailored specifically to fit the needs of your group.

The biggest asset of a company or organisation is their employee. Hence no organisation can afford to lose their valuable employees to injury or accidents. Group Personal Accident Insurance is specifically created to empower an organisation against such scenarios.

Group Personal Accident Insurance designed for organisations or employers protect their employees against accidental deaths & disablement. It is a comprehensive cover which can be bought by small and large organisations alike. Employer can opt for customized plans that suit his organisational requirements.

The extent of the coverage of Group Personal Accident Insurance depends on the terms of the plan. Generally, below listed are the covers that are provided by most of the group personal accident insurance cover:

In an event of an accident the policy provides a compulsory cover for all expenses associated with accident, lumpsum compensation is paid to the nominee of the employee.

If an injury leads to a permanent disability, 100% compensation up to sum insured is paid to the employee.

If an injury results in the partial disability of an employee, a percentage of the sum insured is paid to the employee as per the specified limit in the policy.

The employee can avail weekly benefit for a temporary period if he is fully disabled, to compensate the loss of pay due to the injury.

The insurance plan reimburses the medical expenses and hospitalisation charges incurred up to the defined limit due to the injury.

The insurance company reimburses the educational costs of the first two children, in the case of unfortunate death or permanent disability of the employee within the specified limit in the policy